Your return, scored in plain language

Overall: Red

Specialist review needed before filing. There's a blocker we won't paper over.

0
Green
0
Yellow
1
Red
0
Blocked

Example cases

Every case below is a real committed audit packet. Pick one to see how we would score it.

Lot Reconstruction — Alternatives EmittedTransactions LoadedYellow Specialist ReviewNo Transaction Data UploadedTransactions Yellow ReviewResident Long-Term Gain OnlyResident QD+LTCGResident W-2 OnlyResident IRA DeductionResident HSA DeductionResident Student Loan InterestResident SALT Itemized OverrideResident Schedule A Review

Lot Reconstruction — Alternatives Emitted

Capital-gains lot-reconstruction provisional-branches fixture after the A1.2 retrofit. The backend emits two BandAlternative records (FIFO default path and documented specific-identification path), each citing IRC 1012, Pub 550, and 26 CFR 1.1012-1, each with deterministic branch metadata the UI can use to render 'what would move this to green'.

Lot reconstruction treatment is not final

Red

Specialist review needed before filing. There's a blocker we won't paper over.

Reported treatment shifts from The case includes a lot-reconstruction branch that cannot yet be treated as final. to Escalate the disposal-lot reconstruction for specialist review before finalizing basis or holding period..

The authority we rely on
IRC Section 1012 paragraph 1: Section 1012 provides the general rule that basis of property is cost unless another Code provision applies. This normalized version uses the official GovInfo Part VIII PDF because the earlier House-backed URL was not snapshot-friendly.IRC Section 1223: Section 1223 governs how holding periods are determined for short-term and long-term character purposes.26 C.F.R. Section 1.1012-1 paragraph 1: 26 C.F.R. Section 1.1012-1 is the current Treasury regulation supporting cost-basis treatment for capital transaction analysis.26 C.F.R. Section 1.6045-1 paragraph 1: 26 C.F.R. Section 1.6045-1 is the current Treasury regulation supporting broker information-return treatment and 1099-B reporting readiness in the capital-gains corpus.Form 8949 Instructions: Form 8949 instructions require transaction-level reporting and support for tax year 2025 capital asset sales.Form 1099-B Instructions: The 2025 Form 1099-B instructions provide the operational IRS reporting guidance for broker proceeds, basis, and wash-sale reporting fields.IRS Publication 550: Publication 550 provides IRS explanatory guidance on investment income, capital gains and losses, wash sales, and holding periods.

Here's what would move this to yellow

Fifo Default Path
  • If adequate specific-identification instructions were not in place by the settlement deadline, the FIFO default rule applies.
  • All selected lots remain within account broker-account-1.
  • Specific identification was not adequately documented by the settlement deadline.
  • The selected lots continue to resolve deterministically to long_term character.
Threshold: code_and_statuteSubstantiation: filing_criticalDisclosure: conditional
Documented Specific Identification Path
  • If specific identification was adequately documented by the settlement deadline, the selected lots below control this sale.
  • All selected lots remain within account broker-account-1.
  • Specific identification was adequately documented by the settlement deadline.
  • The selected lots remain exactly as supplied: abc-lot-2=50.00, abc-lot-1=70.00.
  • The selected lots continue to resolve deterministically to long_term character.
Threshold: code_and_statuteSubstantiation: filing_criticalDisclosure: conditional
Signal is self-preparation software. You are the filer. The bands above are deterministic scores against the authority stack — not legal advice and not a preparer opinion. Signal does not prepare returns for compensation, does not e-file, and does not choose filing positions on your behalf. See terms.

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